What I am loosing ? -- Part 2

This is a sequel to my last post.
jolk, I must thank you for sending me that discussion link on PagalGuy forums.

I was not following pagalguy forums. But after going through the thread I realized that the discussions are from the "Indian Applicant's Perspective" unlike BusinessWeek and TestMagic Forums. So in the expense and ROI matters, it particularly helped.

Here is the link to discussion on PagalGuy :

PagalGuy - US MBA- Expense / ROI

I'm here summarizing few things here :

1) I have not taken into account the cost of opportunity. If I continue to be in job instead of MBA, I would add $50,000 more (2 yrs). This is kind of notional loss. Since I am earning in India, I would not consider this as a big loss.

2)Is it worth doing your MBA from top 15-20 schools ? YES.
This is based on two assumptions.
-- You get job in the US. (Wot I mean here is H1..Companies are willing to hire but the H1 Cap is real problem)
-- You work in Investment Banking / Management Consulting

IB is one of the options I am strongly considering. I dont mind working in US for 4-5 years.

3) Wot is the ROI ?
With a decent lifestyle in US , I can recover money in 4-6 years.

We will have to take decision based on two factors :
1) Is it possible to get loan for international student of amount $90K or so. ? With or Without co-signer ?
2) H1B situation and changes in the Immigration Reform bill.

Economic theory suggests that economic recession can't exist in all parts of the world at the same time.
US top 20 programs are highly regarded all over the world.I believe even if one can't get job in US today may be 1-2 years later he can go back when economy improves. Till that time, one can choose to work in some other country.